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Calculators

Amortization Calculator

Amortization Chart (pdf)

Amortization Chart (slow load)

Annual Percentage Calculator

Buyers Cash Requirements Calc

Interest Only Calculator

Simple Mortgage Calculator

 


Credit Research

Credit Repair

Debit Cards

FICO Scoring Chart

Free Credit Report: It's the law

Identity Theft

Internet Security and Credit

Credit and Personal Finances

Tips for ID Theft Prevention

 

 


Forms: For California Properties

Please Note: The documents may be out of date. 

Discuss with your lender or escrow officer before using.

Affidavit of Death of Joint Tenant: (pdf)

Borrower Authorization  (letter size: pdf - for Harp Financial Only)

Deed of Trust: Sample (16 pages: pdf)

Equal Opportunity Act  (letter size: pdf - for Harp Financial Only)

Fair Lending Notice  (letter size: pdf - for Harp Financial Only)

Full Reconveyance (pdf)

Grant Deed: California (pdf)

Homestead: California (pdf)

HUD-1 Blank Sample (pdf)

Installment Note: California (pdf)

Loan Application: 1003 Blank (pdf)

Loan Application: Spanish, Blank (pdf)

Power of Attorney--General (pdf)

Power of Attorney--Special (pdf)

Preliminary Change of Ownership (pdf)

Right To Receive Appraisal  (letter size: pdf - for Harp Financial Only)

Request For Full Reconveyance Notarized

Request For Full Reconveyance: CA (pdf)

Statement of Information: CA  (pdf: give to escrow)

Straight Note: California ( Legal size: pdf)

Quit Claim Deed: California (pdf)

4506 Form  (letter size: pdf)

 

 


Allowable Property

APR

Documentation Options

Loan Application Package

Loan Fees

Loan Programs

Needs List

Privacy

 

 


Homeowners Insurance Research

Avoiding Flood Damage: A Checklist for Homeowners  (2 pages: pdf)

Earthquake Insurance

Homeowners Guide to Retrofitting Against Flooding  (173 pages: slow load! pdf)

Information About Flood Insurance for Real Estate Professionals  (2 pages: pdf)

Lowering Homeowners Insurance Costs

 

 


Housing

Appraisals

Construction and Architecture

Earthquake Safety (36 pages: pdf)

Environmental Hazards Guide for Homeowners: California (45 pages: pdf)

Energy Usage In Your Home

Home Search: Find a California Home

Historic Restoration Links

Lead In Your Home  (16 pages: pdf)

Moving

Unique Architectural Products

Why Buy A Home?

 

 


Interest Rate Research

 

Yahoo: Historical Rate Chart

Yahoo: Hourly Rate Chart

Yearly Rate Chart

Economic Calendar

Historical Rates

 

 

 


Mortgage Research

Adjustable Rate Loans

The Appraisers Petition

Cash Requirements

Conforming Loan Limits

Consumer Mortgage Info U.K.

Cosigning A Mortgage Loan

Consumer Handbook on Adjustable-Rate Mortgages (27 pages: pdf)

HUD-1 Explained

HUD-1 Blank Sample (pdf)

How to repay an equity loan?

Interest Only Mortgages

Loan Documents: Explanation

Points

Settlement Costs(28 pages: pdf)

Shopping for Home Equity Loans

Shopping for the best deal